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UnitedHealthcare coverage for Wegovy and Zepbound varies significantly by plan type employer-sponsored, marketplace, Medicare Advantage, and Medicaid managed care plans each have different formularies and exclusions Some UHC plans cover one medication but not the other, so verifying your specific formulary is essential Prior authorization is required for nearly all UHC plans that cover either medication, including BMI documentation and comorbidity evidence Both drugs have additional FDA-approved indications Wegovy for cardiovascular risk reduction and Zepbound for obstructive sleep apnea that may create alternative coverage pathways PEAKs insurance team handles benefits verification and prior authorization with UHC before your first visit Note: PEAK accepts UnitedHealthcare commercial plans